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LeadSteps is engaged in the business of providing content for mortgage shoppers and is not acting as a mortgage broker or mortgage lender. The information provided by you to LeadSteps and its partners is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our or our partner network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. LeadSteps does not guarantee that the rates or terms offered and made available by participating Providers are the lowest rates available in the market or the best terms available, and not all Providers in our network offer the interest-only products that are advertised here. The interest-only products are not available in all states or to all consumers. Completing a form does not obligate you to purchase a service or product from the Providers, nor does it obligate a Provider to offer to you any particular service or good about which you may have inquired.

Additionally, the content on our website (the "Content") is supplied in good faith using references and sources deemed reliable; however it is published strictly on an "as-is" basis. The operator of this website and the author hereby disclaims any and all express or implied warranties to the maximum extent permitted by law. The Content is provided for informational purposes only and is not to be construed as financial or legal advice. Everyone's financial circumstances are unique. You are urged to consult multiple informational sources and a professional advisor before making any decisions affecting your personal finances.

* Mortgage Rate of 4.0% FIXED is for qualified borrowers for a 15-year fixed rate mortgage to refinance an owner-occupied, one-unit, single family dwelling for a loan of $165,000 to $417,000 ($165,000 to $625,500 in Alaska and Hawaii). If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types. Not all service providers in our network offer this or other products with fixed rate options.

** With principal amounts of $100,000, $150,000, $170,000, $200,000, $350,000, or $500,000 the 4.65% interest rate has an APR of 7.771, 7.677, 7.656, 7.631, 7.572, or 7.548 percent, respectively. This is an introductory variable interest rate on a first priority loan that is fixed for the first 6 months then is subject to increase no more than 1% every 6 months thereafter (until rate has caught up to fully indexed rate). See Terms A 30-year first priority loan with an introductory interest rate of 4.65 percent in the principal amount of $100,000, $150,000, $170,000, $200,000, $350,000, or $500,000 (APR of 7.771, 7.677, 7.656, 7.631, 7.572, or 7.548, respectively), would require payments as follows, assuming there is no change in the Index used to calculate your interest rate over the term of the loan: (i) the first six monthly payments of $385.42, $578.13, $655.21, $770.83, $1,348.96 or $1,927.08; (ii) the next six monthly payments of $468.75, $703.13, $796.88, $937.50, $1,640.63 or $2.343.75; (iii) the next six monthly payment of $552.08, $828.13, $938.54, $1,104.17, $1,932.29 or $2,760.42; (iv) the following 42 monthly payments of $627.25, $940.88, $1,066.32, $1,254.50, $2,195.37 or $3,136.25; and (v) the remaining 300 monthly payments of $740.75, $1,111.12, $1,259.27, $1,481.50, $2,592.62 or $3,703.74 at an assumed interest rate of 7.527 percent (APR of 7.771, 7.677, 7.656, 7.631, 7.572, or 7.548 percent, respectively) which represents the adjusted fully amortized payment for the remainder of the loan. To be eligible for this program borrowers must meet applicable credit requirements, including a FICO score of at least 620.

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